Workshop Eleven
📈 Mission 11: Investing Basics
🎥 Watch the mission briefing. The quiz unlocks automatically when the video ends.
📘 What You’ll Learn
1) Why Invest?
Investing helps your money grow through returns and compound growth. Small, steady contributions over time can become meaningful wealth.
2) Investment Types
| Type | What It Is | Risk/Return (general) |
|---|---|---|
| Stocks | Ownership in a company | Higher risk / higher potential return |
| Bonds | Loan to a company or government | Lower risk / lower expected return |
| Mutual Funds/ETFs | Basket of many investments | Diversified by design |
3) Risk, Time Horizon, and Diversification
- Risk: Prices move up and down. That’s normal.
- Time Horizon: Longer timelines can tolerate more risk.
- Diversification: Spread money across assets to reduce the impact of any single loser.
4) How to Invest Consistently
- Dollar-Cost Averaging: Invest a fixed amount on a schedule, regardless of price.
- Avoid market timing and focus on regular contributions.
5) Accounts & Fees
- 401(k)/IRA: Potential tax benefits; some employers match contributions.
- Fees: Even small percentages can erode returns over time—compare expense ratios.
ℹ️ Educational content only. Investing involves risk, including loss of principal. Choose what fits your goals and risk comfort.
🔒 Quiz will unlock when the video ends.